{"id":9987,"date":"2025-07-23T14:17:56","date_gmt":"2025-07-23T07:17:56","guid":{"rendered":"https:\/\/www.bizhare.id\/media\/?p=9987"},"modified":"2025-07-23T14:31:35","modified_gmt":"2025-07-23T07:31:35","slug":"peluang-investasi-di-umkm-melalui-scf","status":"publish","type":"post","link":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf","title":{"rendered":"Securities Crowdfunding (SCF) untuk UMKM"},"content":{"rendered":"<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">3<\/span> <span class=\"rt-label rt-postfix\">menit baca<\/span><\/span><p><img loading=\"lazy\" class=\"aligncenter wp-image-10010 size-large\" src=\"https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Banner-Artikel-1024x400.webp\" alt=\"Ilustrasi dukungan Securities Crowdfunding (SCF) ke UMKM di Indonesia\" width=\"1024\" height=\"400\" srcset=\"https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Banner-Artikel-1024x400.webp 1024w, https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Banner-Artikel-500x195.webp 500w, https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Banner-Artikel-768x300.webp 768w, https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Banner-Artikel-1536x600.webp 1536w, https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Banner-Artikel-2048x799.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h1>Pengertian Securities Crowdfunding (SCF) dan Cara Investasi di UMKM<\/h1>\n<p><strong>Securities crowdfunding (SCF)<\/strong> kini menjadi pilihan banyak orang yang mulai memahami dunia investasi dan ingin mendukung UMKM secara langsung melalui investasi yang aman dan transparan.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Agar investasi seperti ini berjalan adil dan transparan, dibutuhkan instrumen yang legal dan terpercaya untuk melindungi hak investor maupun pelaku usaha. Di sinilah <\/span><b><i>securities crowdfunding <\/i><\/b><span style=\"font-weight: 400\">hadir sebagai solusi. Inovasi finansial ini memungkinkan kamu menjadi pemilik sebagian bisnis lokal dengan modal terjangkau.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Tapi sebenarnya, apa itu securities crowdfunding? Mengapa metode ini semakin populer belakangan ini?<br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Apa itu <\/b><b><i>Securities Crowdfunding (SCF)<\/i><\/b><b>?<br \/>\n<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><b><i>Securities Crowdfunding<\/i><\/b><span style=\"font-weight: 400\"> atau <\/span><b>SCF <\/b><span style=\"font-weight: 400\">adalah <\/span><i><span style=\"font-weight: 400\">layanan urun dana<\/span><\/i><span style=\"font-weight: 400\"> berbasis teknologi informasi yang memungkinkan pelaku usaha, terutama UMKM, memperoleh modal dari masyarakat melalui platform online. Dalam skema ini, investor akan mendapatkan efek berupa saham, obligasi, maupun sukuk sebagai imbalan atas dana yang mereka investasikan, serta berpotensi memperoleh keuntungan melalui pembagian dividen, kupon, atau capital gain.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Legalitas SCF<\/b><span style=\"font-weight: 400\"> diatur oleh <\/span><b>OJK <\/b><span style=\"font-weight: 400\">melalui <\/span><a href=\"https:\/\/www.ojk.go.id\/id\/regulasi\/Documents\/Pages\/Penawaran-Efek-Melalui-Layanan-Urun-Dana-Berbasis-Teknologi-Informasi\/pojk%2057%20-%2004%20-%202020.pdf\"><b>Peraturan OJK (POJK) Nomor 57\/POJK.04\/2020<\/b><\/a><span style=\"font-weight: 400\"> tentang <\/span><i><span style=\"font-weight: 400\">Penawaran Efek Melalui Layanan Urun Dana Berbasis Teknologi Informasi<\/span><\/i><span style=\"font-weight: 400\">, yang menetapkan ketentuan pelaksanaan layanan ini secara resmi di Indonesia. Dalam peraturan tersebut, <\/span><i><span style=\"font-weight: 400\">securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> dijelaskan sebagai mekanisme di mana pelaku usaha dapat menawarkan efek secara langsung kepada investor melalui sistem elektronik yang bersifat terbuka.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Keuntungan <\/b><b><i>Securities Crowdfunding (SCF)\u00a0<\/i><\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Lalu, apa keuntungan investasi lewat s<\/span><i><span style=\"font-weight: 400\">ecurities crowdfunding<\/span><\/i><span style=\"font-weight: 400\">?<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Akses ke peluang investasi awal (early-stage investing)<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Melalui <\/span><i><span style=\"font-weight: 400\">securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\">, investor individu bisa masuk lebih awal ke bisnis yang potensial, sebelum bisnis tersebut berkembang pesat. Ini membuka peluang capital gain yang lebih tinggi jika bisnis tersebut berkembang pesat.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Diversifikasi portofolio<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><i><span style=\"font-weight: 400\">Securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> memungkinkan investor untuk mengalokasikan dana ke beberapa bisnis sekaligus, sehingga dapat membantu mengurangi risiko sekaligus meningkatkan peluang keuntungan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Passive Income<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Investor dalam <\/span><i><span style=\"font-weight: 400\">securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> tidak perlu terlibat langsung dalam operasional bisnis yang mereka danai. Cukup dengan menerima laporan keuangan, operasional, hingga dividen secara berkala. Meski begitu, investor juga dapat berkontribusi secara aktif dengan mempromosikan usaha tersebut untuk memperbesar potensi keuntungan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Transparansi Informasi dari SCF<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Platform <\/span><i><span style=\"font-weight: 400\">securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> yang berizin OJK wajib menyajikan informasi lengkap, mulai dari laporan keuangan, proyeksi usaha, hingga profil tim. Hal ini memberi investor kesempatan untuk menilai kelayakan usaha secara mandiri sebelum berinvestasi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Legalitas dan perlindungan OJK<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><i><span style=\"font-weight: 400\">Securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> diatur dalam POJK 57\/2020. Platform seperti <a href=\"https:\/\/money.kompas.com\/read\/2022\/03\/27\/174902126\/daftar-fintech-securities-crowdfunding-syariah-yang-dapat-izin-ojk?page=all\">Bizhare telah berizin dan diawasi langsung oleh OJK<\/a>, sehingga keamanan investasi lebih terjamin dan status kepemilikan tercatat secara resmi di KSEI.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Dengan berbagai keuntungan di atas, <\/span><i><span style=\"font-weight: 400\">securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> dapat menjadi pilihan investasi yang menarik untuk mengembangkan portofolio, sekaligus mendukung pertumbuhan UMKM dan memperoleh potensi imbal hasil. Namun, penting juga untuk memahami bahwa setiap peluang investasi selalu disertai risiko.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>Kalau kamu baru pertama kali berinvestasi, baca juga panduan lengkap <strong data-start=\"2145\" data-end=\"2186\"><a href=\"https:\/\/www.bizhare.id\/media\/investasi\/cara-investasi-saham-modal-kecil\">investasi dengan modal kecil<\/a><\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<h2><b>Risiko Investasi di <\/b><b><i>Securities Crowdfunding (SCF)<\/i><\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Seperti halnya instrumen investasi lainnya, <\/span><i><span style=\"font-weight: 400\">securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> juga punya risikonya sendiri. Walaupun ada potensi keuntungan besar, investor tetap harus siap menghadapi kemungkinan kerugian. Berikut merupakan beberapa <\/span><b>risiko investasi SCF<\/b><span style=\"font-weight: 400\">:<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Gagalnya Bisnis<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Kebanyakan penerbit di SCF adalah UMKM atau bisnis yang sedang berkembang. Sama seperti bisnis pada umumnya, ada kemungkinan usaha tidak berjalan sesuai harapan. Hal ini bisa berdampak pada pembagian dividen, pengembalian dana, atau bahkan hilangnya seluruh modal yang diinvestasikan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Likuiditas Terbatas<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Berbeda dengan saham di bursa efek, efek yang dibeli melalui SCF tidak bisa langsung dijual kapan saja. Jadi, investor perlu siap untuk menahan investasinya dalam jangka waktu tertentu tanpa kepastian bisa dicairkan sewaktu-waktu.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Potensi Dividen Tak Pasti<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Pembagian hasil seperti dividen sangat bergantung pada kinerja bisnis. Jika bisnis sedang tidak untung atau belum mencapai target, bisa jadi investor tidak menerima imbal hasil pada periode tertentu.<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h3><b>Risiko Ekonomi di SCF<\/b><\/h3>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Faktor seperti kondisi ekonomi, perubahan regulasi, atau strategi dari pesaing bisa memengaruhi kinerja usaha yang didanai. Ini termasuk risiko eksternal yang perlu diantisipasi sejak awal.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Memahami <\/span><b>risiko investasi SCF<\/b><span style=\"font-weight: 400\"> dapat membantu investor membuat keputusan yang lebih bijak dan sesuai dengan profil risikonya. Jika kamu belum mengetahui, kamu bisa baca dengan lengkap <a href=\"https:\/\/www.bizhare.id\/media\/investasi\/profil-risiko-investasi\">panduan untuk mengenali profil risikomu<\/a>. Dengan begitu, investasi lewat SCF dapat dilakukan secara terstruktur dan optimal.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><i><span style=\"font-weight: 400\">Securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> bisa menjadi opsi menarik bagi investor yang ingin memperluas portofolionya di luar instrumen konvensional. Dengan potensi imbal hasil yang kompetitif dan peluang untuk terlibat langsung dalam perkembangan bisnis lokal, SCF menawarkan pengalaman investasi yang berbeda. Namun, memahami mekanismenya secara menyeluruh tetap penting agar keputusan yang diambil sesuai dengan strategi dan profil risiko pribadi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400\">Tertarik mengeksplorasi peluang <\/span><i><span style=\"font-weight: 400\">Securities crowdfunding<\/span><\/i><span style=\"font-weight: 400\"> lebih jauh? Temukan proyek yang sesuai dengan tujuan finansial Anda dan mulai berinvestasi bersama Bizhare.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">3<\/span> <span class=\"rt-label rt-postfix\">menit baca<\/span><\/span> Pengertian Securities Crowdfunding (SCF) dan Cara Investasi di UMKM Securities crowdfunding (SCF) kini menjadi pilihan banyak orang yang mulai memahami dunia investasi dan ingin mendukung UMKM secara langsung melalui investasi yang aman dan transparan. &nbsp; Agar investasi seperti ini berjalan adil dan transparan, dibutuhkan instrumen yang legal dan terpercaya untuk melindungi hak investor maupun pelaku [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":10019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[195],"tags":[73,174,228,239,242],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Securities Crowdfunding (SCF) untuk UMKM - Bizhare Media<\/title>\n<meta name=\"description\" content=\"Apa itu securities crowdfunding, cara kerja, keuntungan, dan risikonya. Mulai investasi aman UMKM bersama platform SCF terdaftar OJK Bizhare.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Securities Crowdfunding (SCF) untuk UMKM - Bizhare Media\" \/>\n<meta property=\"og:description\" content=\"Apa itu securities crowdfunding, cara kerja, keuntungan, dan risikonya. Mulai investasi aman UMKM bersama platform SCF terdaftar OJK Bizhare.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\" \/>\n<meta property=\"og:site_name\" content=\"Bizhare Media\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-23T07:17:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-23T07:31:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Thumbnail-Artikel-scaled.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"2048\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Bizhare Contributor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bizhare Contributor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\"},\"author\":{\"name\":\"Bizhare Contributor\",\"@id\":\"https:\/\/www.bizhare.id\/media\/#\/schema\/person\/6ebe39b98d110ef65b63868496064fb3\"},\"headline\":\"Securities Crowdfunding (SCF) untuk UMKM\",\"datePublished\":\"2025-07-23T07:17:56+00:00\",\"dateModified\":\"2025-07-23T07:31:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\"},\"wordCount\":761,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/#organization\"},\"keywords\":[\"Tips Investasi\",\"Bisnis UKM\",\"UMKM\",\"Crowdfunding\",\"Ide Keuangan\"],\"articleSection\":[\"Investasi\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\",\"url\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\",\"name\":\"Securities Crowdfunding (SCF) untuk UMKM - Bizhare Media\",\"isPartOf\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/#website\"},\"datePublished\":\"2025-07-23T07:17:56+00:00\",\"dateModified\":\"2025-07-23T07:31:35+00:00\",\"description\":\"Apa itu securities crowdfunding, cara kerja, keuntungan, dan risikonya. Mulai investasi aman UMKM bersama platform SCF terdaftar OJK Bizhare.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.bizhare.id\/media\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Securities Crowdfunding (SCF) untuk UMKM\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.bizhare.id\/media\/#website\",\"url\":\"https:\/\/www.bizhare.id\/media\/\",\"name\":\"Bizhare Media\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.bizhare.id\/media\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.bizhare.id\/media\/#organization\",\"name\":\"Bizhare Media\",\"url\":\"https:\/\/www.bizhare.id\/media\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bizhare.id\/media\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Bizhare Media\"},\"image\":{\"@id\":\"https:\/\/www.bizhare.id\/media\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.bizhare.id\/media\/#\/schema\/person\/6ebe39b98d110ef65b63868496064fb3\",\"name\":\"Bizhare Contributor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bizhare.id\/media\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ede0c1e3649dbc3a108476777b70d6d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ede0c1e3649dbc3a108476777b70d6d?s=96&d=mm&r=g\",\"caption\":\"Bizhare Contributor\"},\"url\":\"https:\/\/www.bizhare.id\/media\/author\/bizhare-contributor\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Securities Crowdfunding (SCF) untuk UMKM - Bizhare Media","description":"Apa itu securities crowdfunding, cara kerja, keuntungan, dan risikonya. Mulai investasi aman UMKM bersama platform SCF terdaftar OJK Bizhare.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf","og_locale":"en_US","og_type":"article","og_title":"Securities Crowdfunding (SCF) untuk UMKM - Bizhare Media","og_description":"Apa itu securities crowdfunding, cara kerja, keuntungan, dan risikonya. Mulai investasi aman UMKM bersama platform SCF terdaftar OJK Bizhare.","og_url":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf","og_site_name":"Bizhare Media","article_published_time":"2025-07-23T07:17:56+00:00","article_modified_time":"2025-07-23T07:31:35+00:00","og_image":[{"width":2560,"height":2048,"url":"https:\/\/www.bizhare.id\/media\/wp-content\/uploads\/2025\/07\/CNS-SEO-1-Artikel-SEO-Consideration-1_Thumbnail-Artikel-scaled.webp","type":"image\/webp"}],"author":"Bizhare Contributor","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bizhare Contributor","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#article","isPartOf":{"@id":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf"},"author":{"name":"Bizhare Contributor","@id":"https:\/\/www.bizhare.id\/media\/#\/schema\/person\/6ebe39b98d110ef65b63868496064fb3"},"headline":"Securities Crowdfunding (SCF) untuk UMKM","datePublished":"2025-07-23T07:17:56+00:00","dateModified":"2025-07-23T07:31:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf"},"wordCount":761,"commentCount":0,"publisher":{"@id":"https:\/\/www.bizhare.id\/media\/#organization"},"keywords":["Tips Investasi","Bisnis UKM","UMKM","Crowdfunding","Ide Keuangan"],"articleSection":["Investasi"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf","url":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf","name":"Securities Crowdfunding (SCF) untuk UMKM - Bizhare Media","isPartOf":{"@id":"https:\/\/www.bizhare.id\/media\/#website"},"datePublished":"2025-07-23T07:17:56+00:00","dateModified":"2025-07-23T07:31:35+00:00","description":"Apa itu securities crowdfunding, cara kerja, keuntungan, dan risikonya. Mulai investasi aman UMKM bersama platform SCF terdaftar OJK Bizhare.","breadcrumb":{"@id":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.bizhare.id\/media\/investasi\/peluang-investasi-di-umkm-melalui-scf#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.bizhare.id\/media\/"},{"@type":"ListItem","position":2,"name":"Securities Crowdfunding (SCF) untuk UMKM"}]},{"@type":"WebSite","@id":"https:\/\/www.bizhare.id\/media\/#website","url":"https:\/\/www.bizhare.id\/media\/","name":"Bizhare Media","description":"","publisher":{"@id":"https:\/\/www.bizhare.id\/media\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bizhare.id\/media\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.bizhare.id\/media\/#organization","name":"Bizhare Media","url":"https:\/\/www.bizhare.id\/media\/","sameAs":[],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bizhare.id\/media\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Bizhare Media"},"image":{"@id":"https:\/\/www.bizhare.id\/media\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.bizhare.id\/media\/#\/schema\/person\/6ebe39b98d110ef65b63868496064fb3","name":"Bizhare Contributor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bizhare.id\/media\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ede0c1e3649dbc3a108476777b70d6d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ede0c1e3649dbc3a108476777b70d6d?s=96&d=mm&r=g","caption":"Bizhare Contributor"},"url":"https:\/\/www.bizhare.id\/media\/author\/bizhare-contributor"}]}},"_links":{"self":[{"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/posts\/9987"}],"collection":[{"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/comments?post=9987"}],"version-history":[{"count":30,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/posts\/9987\/revisions"}],"predecessor-version":[{"id":10021,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/posts\/9987\/revisions\/10021"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/media\/10019"}],"wp:attachment":[{"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/media?parent=9987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/categories?post=9987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizhare.id\/media\/wp-json\/wp\/v2\/tags?post=9987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}